Param Pujya Shraddhanaath Ji Maharaj

What one brings (i.e., previous karmas), He reaps here (i.e., in this life), What one earns here (i.e., karmas in this life), He will get in his future lives, Therefore, One gets what one had earned and one will get what one is earning, The one who works hard continues to enjoy a good living, God's grace and Guru's grace are must, Even karmas and luck are governed by God's and Guru's grace, The knowledgeable does not worry but he contemplates, Always do good deeds and never forget the God, Always remember God.